The United States is such an amazing country it seems like everyone wants to live here. One of the reasons for that is the endless number of choices we all have when it comes to where we live.
Making an important decision on where to live is both personal and based on circumstances that can vary from one individual and family to another. In this article let’s look at a few factors to consider when deciding where to live in the United States.
Things To Consider
1. Career. What will you do for work? We live in a time of flexibility when it comes to making money. The Internet has made it possible for people to work for a company and not be in the same city where it is located.
Telecommuting is a word that wasn’t heard of, or even considered just a few years ago. Now as long as you have an Internet connection, smartphone, and a computer to work from, you can work almost anywhere in the US if your career or company allows it.
The key thing in deciding where to live in the US from a career standpoint is knowing what you’re going to do for money and how you’re going to do it. It is exciting to know you have so many options available at your fingertips!
2. Affordability. This is going to be high on anyone’s list whether you are single or raising a family.
Making you choice based on cost of living is easy to figure out with a little bit of research online. You will be looking at the cost of housing, including home prices, living expenses such as utilities, property taxes, and so on.
You are also be going to consider the cost of consumer items such as groceries, gasoline prices, healthcare, and so on. It is interesting how much variation there is from one part of the country to the next.
Once you know how much money you’ll be earning you want to know how much money you’ll be spending. to live there. The difference in the two will give you an approximate idea how much money you have left to spend on other things on this list. Disposable income is important as well as affordability.
3. Sales tax. 5 states charge no sales tax on purchases you make. These are Alaska, Delaware, Montana, New Hampshire, and Oregon. They charge no sales tax on some services and retail purchases.
4. State income tax. This is different then property tax. Alaska, Florida, Nevada, New Hampshire, South Dakota, Tennessee, Texas, Washington, and Wyoming have no sales tax. On an average we pay state income tax of around 5%. If you earn $50,000 a year this gives you an immediate savings of $2500. Multiply that by how long you will be living in the state you are moving too and you get an idea of how much money this really is.
5. Home prices. This will be the largest purchase most of us will make.
As you look at various places to live you want to understand what the real estate market is like in the state you’re moving to. Not only that, but you want to break it down to the city if necessary as real estate prices can vary from one part of a state to another.
The World Wide Web gives us great research tools such as Realtor.com, Trulia.com and Zillow.com to see what home prices are, how fast properties are selling, and so on. You can also look at who some of the top realtors are in that area if you need a realtor to help you make the right decision on buying your home.
6. Schools. If you have kids understanding where the best schools are in an area is critical. Not all schools and school systems are created equal so to speak.
Great Schools Systems is a good website to look at how schools in your new area rank. Although this may not be the only thing you look at, feeling comfortable you are moving your kids into a quality school is important.
7. Weather. If you have a choice on where you will live why not look at the climate? Many people who move from cold weather states will rank the weather higher on this list and you can’t blame them. Some people move just to be in a different climate.
Surprisingly people who have known nothing different then heat and humidity are open to moving north to states like Alaska. Wyoming, and Colorado. Regardless the climate does affect things such as our hobbies, and how we spend our free time away form work. If you like to snow ski you can not do that in Florida.
8. Crime. There is no such thing as 100% safe, but some areas are worse then others with it comes to crime. CrimeReports.com is a cool website to look at to find crime statistics in an area. You can browse by state and city to get an idea how safe an area is. You could also call local police and they will be happy to update you on crime rates in the area.
9. Family and friends. I know people who plan around things such as grandkids, best friends, former co-workers, and so forth.
Is where you are thinking of living a days drive or less to family and friends? What are the airports like? How expensive is it to fly? These are all questions to think about.
10. Things to do. Did you know it is less then two hours from Tampa to Disney World? Where you move can open up a whole new world of exciting things to do! Concerts, restaurants, sports, the opera, hiking, skiing, fishing, hunting, and on and on we could go.
It has been said, “All work and no play makes Jack a dull boy”, so do look beyond your career if possible. There are so many things to do in this great country that if you have a choice you may as well factor in the culture and things to do.
Summary: Living Life: How to Decide What US State to Reside
These are important and many will factor into your decision. Some more then others and we did not even get to other things such as transportation, traffic, healthcare, city or town size, etc. Do your research. Make your own Top 10 list.
Then take time if you have it. This way you can make an educated decision as well as an emotional one. This is the way to live life to it’s fullest in the state you choose to reside in the United States.